Quick Answer: Can Insurance Be Done Without RC?

Is it mandatory to carry original copy of RC?

Vehicle owners do not need to carry physical copies of their driving licences (DL) and registration certificates (RC) since the Union transport ministry, last year, asked states to facilitate acceptance of driving licence and other documents including vehicle registration certificates in electronic format..

Is DigiLocker RC valid?

The digital RC & DL in DigiLocker is digitally signed by MoRTH. It is fetched in real-time directly from the National Register database and has a timestamp for record keeping purposes. This digital document is a legally valid document under the Indian IT Act 2000.

Is soft copy of RC valid?

All the drivers can present their documents in soft copy format through DigiLocker or the mParivahan app. … These types of digital formats are also legally recognized to be equivalence with the original ones as per the Information Technology Act, 2000.

How much does a duplicate RC cost?

Submit the required service fee (which includes fee of smart card) online with the application form. The fee varies depending on category of motor vehicle. For example, it costs around 700 Rs for duplicate RC for a Light Motor Vehicle category, which includes motorcars, jeeps, taxis, delivery vans.

Does name on registration and insurance have to match?

Compare Car Insurance Quotes While most states don’t require the name on an insurance policy to match the name on a vehicle registration, individual insurance providers may have rules against underwriting a policy for which the name on the policy doesn’t match the name on the registration.

How much time RC transfer takes?

21 to 30 daysHow much time does RC transfer take? Some RTOs claim that transfer of vehicle ownership takes place in 7 days, but the usual turn around time for the RC transfer is 21 to 30 days and it varies from RTO to RTO.

Can you get insurance on an unregistered vehicle?

Unlicensed drivers and unregistered vehicles If you don’t have a valid licence when you get behind the wheel of your car, don’t expect your insurer to cover you for any incidents that may occur. … Another item listed in the car insurance general exclusions is no cover if you drive your vehicle while it is unregistered.

Is the name of owner on RC and insurance policy same?

After purchasing a used car, the owner should get the insurance policy transferred in his name within the first 14 days of the purchase. … An insurance policy is only valid if the name on the RC and Insurance policy is same.

What happens if RC is lost?

First of all, you need to register a police complaint at the nearest police station giving details about where you lost the RC card. You need to mention the vehicle’s registration number, car/bike model, engine number, your name and address, and chassis number of the vehicle on your police complaint.

How long can a car be unregistered for?

If the registration expired more than 3 months ago, you’ll need to re-register the vehicle. Note: If an unregistered vehicle is parked on a road or road-related area and the registration is more than 15 days overdue, the Police can seize the number plates. If this occurs, the vehicle will need to be re-registered.

Is insurance required for RC transfer?

You cannot transfer the RC or registration certificate of your car to someone else’s name without a vehicle insurance policy. This is because car insurance is one of the documents to be submitted to the RTO to get your four wheeler’s RC transferred.

Is duplicate RC valid?

The government has brought in amendments in the current law to allow people to carry electronic versions of documents like driving licence or registration copy of their vehicle. … However, a normal scanned copy of these documents will not be valid.

Does registration affect insurance?

Answer: Expired registration normally wouldn’t affect your car insurance coverages or void your policy. … Forgetting to renew your vehicle’s tags doesn’t show you to be more of a risk to your insurer; thus, it makes it unlikely that a car insurance company would care much about it as long as the situation is corrected.

Can you switch cars on insurance?

If you want to transfer your current cover to another car, you can make the change online. Log in to your account then: … Enter the new car details and select Continue. Change the Insured for and Basic excess amounts (if you need to) then select Continue.

How RC transfer is done?

Buyers must present the following documents to their local RTO to complete their transfer of vehicle registration.2 copies of Form 29.Notice of ownership transfer.Original RC.Copy of valid car insurance policy.Copy of PUC.Address proof.Copy of PAN card.Original Clearance Certificate.More items…•